Determining the value of a credit card depends on the features and benefits you get from using it. There are credit cards that offer enormous discounts and rewards, while others let you earn cashback. Depending on the kind of credit card you're using, there will always be features and perks to enjoy.
The same can be said with the American Express Green Card. The American Express Green Card is a rewards credit card that has no annual fee and has more options than the typical credit card. With the American Express brand, you know you have the good stuff with this credit card.
If you want to learn more, check out the guide below and find out how to apply for the American Express Green Card today.
Key Highlights of the American Express Green Card
The American Express Green Card is loaded with perks and features that American Express is known for.
You can expect more from this amazing credit card, from its zero annual fee to earning rewards.
Check out the key highlights of the American Express Green Card down below.
Earn Reward Points
With the American Express Green Card, cardholders earn 3 Membership Rewards points per dollar spent on travel. This includes hotel bookings, car rentals, taxis, ridesharing, airfare, tolls, parking, and even buses.
This can be earned through the Amex travel portal or third-party websites if you use the card. You also get to earn 3 points per dollar spent on restaurants all over the world.
An additional 1 point for every other transaction you make with this card. Rewards points can then be redeemed for travel, gift cards, or statement credits.
Generous Welcome Offer
When you sign up for the American Express Green Card, you earn 40,000 Membership Rewards points after spending more than $3,000 on different transactions.
This can only be done within the first 6 months of opening your account. Considering how much you can spend within a month, this is one of the easiest welcome offers to unlock.
Travel Coverage for Regular Travelers
You can enjoy the American Express Green Card's travel coverage if you're a regular traveler.
This includes trip delay insurance, where you can receive up to $300 per trip and up to two claims per year if your trip is delayed for more than 12 hours under reason.
Baggage insurance coverage is also up to $1,250 if you lose your baggage. You gain access to the global assistance hotline so you can contact their customer support for assistance with these emergencies.
Purchase Protection
Pay your transactions using the American Express Green Card, and you will automatically gain purchase protection.
Get up to $1,000 in coverage for 90 days up to $50,000 over a year. All you need to do is claim within this time so you can be refunded for any lost or damaged items.
Cardholders can even have an extended warranty added to the current warranty of the items that they've purchased.
Flexible Payment Options
What's even better with the American Express Green Card is that cardholders can choose how they can pay their bill.
You can either pay in full or carry a balance with interest through their Pay Over Time feature.
If you want to split the bill with friends, the card also features a way for you to split your bill with your friends through the use of the app. Take note that enrollment is required for this feature.
Zero Annual Fee and Interest Rates
The American Express Green Card does not have an annual fee, making it very convenient for those who want to save on fees.
For interest rates, you can expect a variable APR of 21.99% on purchases, which is quite affordable compared to many other credit cards.
You are also charged with an interest rate of 21.99% for cash advances.
Other Perks and Features for Cardholders
Cardholders can also enjoy many other perks and features of the American Express Green Card, starting with exclusive access to entertainment, such as ticket presales of popular shows and concerts.
A complimentary ShopRunner membership allows you to enjoy two-day shipping on eligible items in more than 100 online stores.
How to Apply for the American Express Green Card
Applying for the American Express Green Card is rather easy, especially when you do it online through their official website, and you know the requirements.
Below is how you can apply and learn the requirements to become eligible for this credit card.
American Express Green Card Eligibility Requirements
You must first be a Canadian resident to apply for the Amex Green Card. Applicants must also be of legal age based on your province or territory.
You will need to submit your credit score for approval, making it difficult for those with lower credit scores.
Make sure you have an excellent credit score before applying so you can be approved faster.
Applying for the American Express Green Card Online
To apply for the card, you must head to the official website and select Apply Now on the American Express Green Card page.
Review all of the details, including the terms and conditions of the card, then click on Agree and Begin to continue with the application. Fill out the online application form with your details, including your full name, address, birth date, phone number, and other information.
Ensure you also include details about your finances, such as annual income and employment details. Select a four-digit PIN code and review everything before you submit your application.
Contact Details
For more information about the card or assistance with the application, you can contact their customer service hotline with the numbers - 1 800 668 AMEX (2639).
You can also mail them to P.O. Box 4135 Station MIP, Markham, ON L3R 9Z9.
You may also visit their main office at 200 Vesey Street, New York, NY 10285-3106.
Conclusion
If you want to have a credit card that lets you earn rewards without having to deal with an annual fee or a high interest rate, the American Express Green Card is your best choice. Make sure that you sign up for one today and start enjoying its perks and features!
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
