The U.S. Bank Altitude Go card is designed for those who prioritize dining and entertainment. This article explains how the card's rewards and features make it perfect for food lovers and streaming enthusiasts.
You’ll learn about earning points on everyday purchases and maximizing value through flexible redemptions. Whether you enjoy trying new restaurants or streaming your favorite shows, this card caters to your lifestyle.
Card Overview
This card offers rewards and cost-saving benefits tailored for dining and entertainment spending. It’s ideal for individuals seeking value without unnecessary fees.
No Annual Fee
There’s no annual fee, making this card affordable for everyday use. This eliminates yearly costs, allowing users to focus on maximizing their rewards. It’s a practical choice for those who want value without extra expenses.
Points-Based Rewards System
The card’s rewards system lets users earn points on dining and streaming services. These points can be redeemed for travel, cash back, or gift cards. It’s a straightforward way to benefit from daily spending habits.
Introductory Bonus Offer
You can earn 20,000 bonus points after meeting the initial spending requirement. These points can be redeemed for rewards like travel or statement credits. It’s a significant boost for new cardholders who use the card actively.
Benefits for Foodies
This card is perfect for food enthusiasts, offering significant rewards on dining and grocery purchases. It also provides flexible redemption options for the points earned.
Earn 4X Points on Dining
You can earn 4X points on dining, takeout, and restaurant delivery. This applies to the first $2,000 purchases each quarter, ensuring maximum rewards for frequent diners.
Whether dining out or ordering in, these rewards add up quickly. It’s one of the standout features of the US Bank Go card benefits.
Earn 2X Points on Groceries
The card offers 2X points on grocery store purchases. This includes essential spending, helping you earn rewards on your everyday items.
Grocery spending is a practical way to maximize rewards with the Altitude Go US Bank. It’s a simple system that aligns with household needs.
Flexible Rewards Redemption
The US Bank Altitude Go Rewards allows you to redeem points for travel, gift cards, or statement credits. This flexibility ensures your rewards suit your lifestyle.
Points can be used when needed most, offering convenience and choice. It’s an adaptable feature for various spending habits.
Benefits for Streamers
This card rewards streamers by offering points on popular services. It’s a practical way to save while enjoying your favorite shows and music.
Earn 2X Points on Streaming Services
You’ll earn 2X points on streaming services like Netflix, Spotify, and Hulu. These points apply to various platforms, including Apple Music, Disney+, and YouTube TV.
Regular subscriptions turn into rewards, helping you benefit from everyday entertainment. It’s one of the key US Bank Altitude Go Rewards for streamers.
How to Maximize Rewards with Daily Subscriptions?
Make the most of your streaming rewards by following these simple tips:
- Stick to consistent subscriptions: Ensure you have monthly purchases for services like Netflix, Hulu, or Spotify to qualify for the $15 Altitude Go streaming credit credit after 11 months.
- Bundle streaming platforms: Combine services like Disney+ and Hulu to increase points while managing costs.
- Use the card for all eligible services, including options like HBO Max, Paramount+, and YouTube Premium to maximize 2X points.
- Track merchant eligibility: Regularly check the list of participating services, as it may change over time.
Interest Rates
This section explains the card's APR and potential fees. Understanding these details helps you manage costs effectively.
APR Details
The card offers a 0% introductory APR for the first 12 billing cycles on purchases and balance transfers made within 60 days. After that, the APR ranges from 17.24% to 28.24%, depending on your creditworthiness.
The APR varies with the market and is based on the Prime Rate. Cash advances are not included in the introductory rate and have a separate APR.
Late Payment Fees and Other Charges
It’s essential to know the additional fees associated with the card. Here are the key charges:
- Balance transfer fee: 3% of the transfer amount, with a $5 minimum.
- Late payment fee: Charged if the minimum payment is not made on time.
- Cash advance fee: This may vary based on the transaction type.
- Interest application: Payments over the minimum are first applied to the highest APR balances.
How to Apply?
Applying for this card is a straightforward process. Ensure you meet the requirements and follow the steps to complete your application.
Step-By-Step Guide for Applying
Follow these steps to apply for the card:
- Visit the U.S. Bank website: Navigate to the card on the official website.
- Complete the application form: Provide accurate details, including personal and financial information.
- Review the terms and conditions: Ensure you understand the card's terms before submitting.
- Submit the application: Once all information is verified, finalize your submission.
These steps help you apply efficiently while avoiding errors.
Application Requirements
Make sure you meet the eligibility criteria before applying. Here’s what you need:
- Good to excellent credit score: Typically 670 or higher for approval.
- Personal identification details: Full name, address, and Social Security Number (SSN).
- Income information: Proof of income or employment details.
- Contact details: A valid email address and phone number for correspondence.
Having these documents ready simplifies the process.
Bank Contact Information
You can call 800-872-2657 to speak with customer service for inquiries about the card. The bank’s address is U.S. Bank National Association, 800 Nicollet Mall, Minneapolis, MN 55402.
This contact information is available for general questions or account-related assistance. Be prepared to provide your account details for faster service. Reach out during operating hours for quick resolutions.
Disclaimer: This content is for informational purposes only. For the latest details on rates, fees, and terms, visit the official U.S. Bank website.
Final Word: Why This Card Stands Out
The U.S. Bank Altitude Go Card offers excellent value for foodies and streamers with its high rewards rates and flexible redemption options. Features like 4X points on dining and 2X points on streaming services make it perfect for everyday spending.
With no annual fee and a straightforward application process, it’s a smart choice for many lifestyles. This card balances rewards and affordability, meeting the needs of modern users.