When it comes to personal finances, there are several tools that you can rely on to help resolve some of your issues. One is a personal loan that can offer many options for a proper financial resolution.
A personal loan acts as a way to mitigate any further damage to your finances. You can consolidate your debt, make a large purchase with affordable interest, or pay off your other debt. There are a lot of things that you can do, especially with Marcus by Goldman Sachs Personal Loans.
Take note that the Marcus by Goldman Sachs Personal Loans is currently not being offered, but there is another way for you to get them. Check out how you can borrow Marcus by Goldman Sachs Personal Loans with the guide below.

Marcus by Goldman Sachs Personal Loans Key Highlights
Personal loans can be a good way for you to consolidate your debt. While the Marcus by Goldman Sachs Personal Loans is not being offered for application online, you can still get it through an invite, but that might take a lot of time.

If you're in an immediate need of money, you may have to seek other personal loans available online.
Check out the key highlights of Marcus by Goldman Sachs Personal Loans.
Fixed Interest Rates
One of the main highlights of Marcus by Goldman Sachs Personal Loans is their fixed interest rates that range from 6.99% to 24.99%, with a loan term ranging from 26 to 72 months.
This is one of the most affordable interest rates, and the fixed loan payment schedule allows you to work on your budget without breaking the bank. You only need to pay a specific amount each month.
Loan Amount
Many people often look at the possible loan amount they can borrow before applying.
With the Marcus by Goldman Sachs Personal Loans, you can easily borrow an amount ranging from $3,500 to $40,000. The flexibility of the loan amount allows you to choose how much you want to borrow.
Whether you want to maximize the loan amount or simply borrow the amount you need, you can do so.
No Other Extra Charges
Many personal loans out there claim to help you with debt consolidation but end up charging you with an exuberant amount of fees.
With Marcus by Goldman Sachs Personal Loans, you don't have to worry about anything besides the borrowed amount. The loan has no sign-up fees, prepayment fees, or even late payment fees.
This means that even if you miss a payment or make a partial payment, the company can still accept it without any charges.
Rewards for On-Time Payments
Another fabulous feature exclusive of Marcus by Goldman Sachs Personal Loans is when you make consecutive on-time payments.
After making on-time payments for 12 months, you have two options as a reward.
You can either defer one payment without penalty or enroll your account for the autopay feature and get a 0.25% discount from your interest rate. This allows you to choose which is more suitable for your current budget needs.
Meet the Eligibility Requirements
Meeting the eligibility requirements for Marcus by Goldman Sachs Personal Loans is important if you want to receive an invite to get one.

While personal loans are not offered online anymore, you can always wait for them to send you an invitation to apply.
You must have a credit score of 720 and above to qualify. All applicants must be 18 years old and above and provide proof of income, a valid US bank account, a Social Security Number, and proof of residency.
Applying for the Marcus by Goldman Sachs Personal Loans
You'll need to wait for them to send you an invite code via email or mail before you can apply for the loan.
Once you receive the code, head over to the official website and enter the code to initiate the application. Provide your information on the application form, upload all the required documents, and review everything before you submit.
It will only take a few minutes for them to review your application before you know whether you're approved for the loan.
Contact Details
If you need assistance with the application or have questions about their financial products, call their customer service hotline at 1-844-MARCUS1. They are available throughout the entire week.
You can also visit their main office at 11850 South Election Road, Draper, UT 84020, or 200 West Street, New York, United States.
FAQs of Marcus by Goldman Sachs Personal Loans
For those who want to know more about Marcus by Goldman Sachs Personal Loans, you can always check their official website for more information.

Here are some of the most frequently asked questions for those applying.
Can You Pay Early?
Yes, you can pay early. There are no prepayment fees with Marcus by Goldman Sachs Personal Loans.
Many borrowers often do not want to pay early due to getting charged with prepayment fees, but you can always do so with Marcus by Goldman Sachs Personal Loans.
How Long Does It Take for the Amount to be Credited?
With Marcus by Goldman Sachs Personal Loans, applying for the loan only takes a few minutes. It takes another few minutes to get approved.
Once approved, many customers often receive the loan amount in their bank account within the next three business days.
Why Did They Discontinue the Marcus by Goldman Sachs Personal Loans?
Marcus by Goldman Sachs Personal Loans has been discontinued because their parent company wants to focus on its other products.
While getting the invite code for Marcus by Goldman Sachs Personal Loans for debt consolidation can be lengthy, you must meet the eligibility requirements first to be prepared to apply immediately.
Conclusion
Marcus by Goldman Sachs Personal Loans is great for those seeking to consolidate their debt or make a large purchase. You can thoroughly enjoy borrowing from them with zero fees and a quick application process if you get the invite.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.