The Citi AAdvantage Platinum Select card helps frequent flyers save and earn rewards. This article covers its features, perks, and costs.
Learn about free bags, priority boarding, and bonus miles. See if this card matches your travel needs.
Brief Overview of Citi Bank and Its Cards
Citi Bank is a global institution offering various financial services. Its credit cards cater to different needs, like travel rewards and cashback.
The Citi AAdvantage Platinum Select Visa helps travelers earn rewards and save on expenses. Citi also offers the Citibusiness AAdvantage Platinum Select Mastercard for business users.
These cards provide rewards like miles, travel perks, and savings. Citi makes travel spending more rewarding and convenient.
Card Features and Benefits
This card offers rewards and perks for frequent travelers. These include earning miles, travel discounts, and savings.
Earning AAdvantage Miles: Rates per Spend Categories
Earning miles is simple with the Citi AAdvantage Platinum Select Visa. Key earning rates include:
- 2x miles for $1 spent on restaurants, gas stations, and eligible American Airlines purchases.
- 1x mile for $1 spent on other purchases.
- Every mile earned adds to Loyalty Points for more rewards.
Annual Fee: Cost and First-Year Waiver Specifics
The Citi AAdvantage Select card has a $99 annual fee waived for the first year. This gives new users time to explore its benefits.
The fee is lower than many travel cards, making it a great option. Frequent flyers who maximize the Citi AA Platinum Select Benefits find it worth the cost.
Evaluate your travel habits before committing to the card. Ensure the benefits align with your spending.
Bonus Miles: Criteria for Earning Sign-Up Bonus Miles
The sign-up bonus on the Citi AAdvantage Platinum Select Visa is attractive. Key details include:
- 50,000 bonus miles after spending $2,500 in the first three months.
- Bonus miles can cover flights, seat upgrades, and more.
- Spending within the set time is necessary to earn this reward.
Travel Benefits
Citi AAdvantage Platinum Select Travel Benefits are designed for frequent flyers. Key perks include free checked bags, priority boarding, and discounts.
Free Checked Bags: Who Qualifies and on Which Flights
Cardholders get their first checked bag free on domestic flights. This benefit also applies to four companions on the same reservation.
It’s available only for flights booked through American Airlines. Add your AAdvantage number during booking to qualify.
Frequent flyers can save significantly on baggage fees. This feature is one of the top Citi AAdvantage Select benefits.
Priority Boarding: What Are the Details on How to Access This Feature?
Priority boarding lets you board early and access overhead space easily. Use the Citi AAdvantage Platinum Select Visa and your AAdvantage number to book.
The benefit works for American Airlines-operated flights. It includes up to four travel companions.
Early boarding reduces travel stress and adds convenience. This is a key Citi AAdvantage Platinum Select Travel Benefit.
In-Flight Discounts: Savings on In-Flight Purchases
Cardholders save 25% on in-flight purchases like food and beverages. This discount applies when using the Citi AAdvantage Select card.
It excludes duty-free or premium purchases. Frequent flyers save money on food and drinks.
Over time, these savings can add up significantly. It’s one of the valuable Citi AA Platinum Select Benefits.
Financial Aspects
The card's financial details help you make smart choices. Key factors include interest rates, fees, and comparisons with other travel cards.
Interest Rates: APR for Purchases, Cash Advances, and Penalties
The AAdvantage Platinum Select bonus miles card has a variable APR from 20.24% to 29.24%, depending on credit.
Cash advances come with higher rates and fees. Penalty APR applies if payments are missed. Paying the balance in full avoids interest charges.
The card includes a grace period for timely payments. Always check rates and penalty terms to avoid extra costs.
Comparison with Other Travel Rewards Cards
The Citi AAdvantage Platinum Select credit limit is competitive but varies by qualifications. Its travel perks, like 25% in-flight discounts and free checked bags, are strong.
The annual fee after the first year may not suit light spenders. Variable APR is similar to other travel cards.
Bonus miles make it stand out for frequent travelers. Compare features to ensure they meet your spending needs.
Additional Perks
These perks increase the card's value with added savings and convenience. They include global entry credits, airline partnerships, and hotel rewards.
Global Entry or TSA Pre✓ Credit: How to Claim and Use?
The card provides up to $100 for Global Entry or TSA Pre✓ fees. Pay the fee using the card to get a statement credit.
Benefits include quicker airport security and customs clearance. The credit posts after the charge processes.
This perk offsets the annual fee for frequent travelers. Use the AAdvantage Platinum Select bonus miles card for reimbursement.
Partner Airlines: Maximizing Miles with Partner Airlines
Earn and redeem miles on partner airlines for more options. Codeshare flights allow using miles beyond American Airlines.
Partner flights also help you earn miles faster. Add your loyalty number when booking to maximize rewards.
Partner programs provide flexibility for travel. Check airline partnerships to enhance your miles.
Hotel and Rental Car Partnerships: How to Earn Extra Miles
The card works with hotels and car rentals to earn extra miles. Key ways include:
- Earn bonus miles by booking hotels through the loyalty program.
- Car rental companies offer miles for bookings with the card.
- Use the Citi AAdvantage Platinum Select car rental insurance for savings.
- Promotions give additional miles for longer stays.
- Check partner terms to ensure you qualify for maximum rewards.
How to Apply for the Card?
Applying for the card is simple. Follow these steps to complete the process efficiently:
- Visit the official website and navigate to the credit cards section.
- Select the Citi AAdvantage Platinum Select card and click "Apply Now."
- Provide your personal and financial details in the application form.
- Review the terms and conditions, then submit your application.
- Wait for approval, which is typically processed within a few days.
Contact Information
For assistance or inquiries, call 1-800-950-5114 to reach customer service. The mailing address is 388 Greenwich Street, Trading Building, 4th Floor, New York, NY 10013.
This contact information is useful for card-related issues or questions. Ensure you have your account details ready for faster service.
Disclaimer: Interest rates, fees, and terms are subject to change without notice. This card offer is only available to U.S. residents meeting specific requirements.
Final Thoughts: Fly Further for Less
The Citi AAdvantage Platinum Select card is great for earning miles and saving on travel. Benefits like bonus miles and in-flight discounts reduce costs.
Check the annual fee and spending rules to see if it fits. This guide helps you decide if this card lets you fly further for less.